About 228 loan
About 228 loan
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The Board opinions the influence and responsiveness from the bank's Local community improvement loans and Neighborhood progress investments that advantage or provide a Point out, as delivered in § 228.15.
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Besides as in any other case presented During this part, a bank have to make certain that its community file includes the information expected by this portion for each in the past three calendar several years, with The newest calendar calendar year A part of its file each year by April 1 of the present calendar year.
A bank that includes modified or additional efficiency evaluation factors with accompanying once-a-year measurable targets in its approach should specify in its system yearly measurable plans that constitute “Satisfactory” performance and should specify once-a-year measurable goals that constitute “Remarkable” overall performance.
(v) To amass possession or Charge of shares or all or significantly the entire property of a cost savings association, to cause a discounts Affiliation to be a subsidiary of a financial savings and loan holding enterprise, or to merge or consolidate a price savings and loan Keeping corporation with some other savings and loan Keeping corporation in the transaction that requires approval under segment 10 of the house Proprietors' Loan Act (twelve U.S.C. 1467a).
means a company, in addition to a farm, that experienced gross annual revenues for its previous fiscal year of $5 million or a lot less.
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Pursuant to § 228.21, the Community Improvement Funding Examination evaluates the lender's document of helping to meet up with the credit history wants of its full community via Neighborhood advancement loans and Group enhancement investments (
indicates the period, generally in calendar yrs, for the duration of which a lender done the activities that the Board evaluates inside of a CRA evaluation, in accordance With all the Board's tips and treatments.
(i) All the information demanded for that lender's public file have to be managed at the main Business office and, if an interstate bank, at one particular branch Business office in Every single Condition; and
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Upon ask for, a bank ought to deliver copies, possibly on paper or in digital type acceptable to the individual making the ask for, of the information in its public file. The bank may well charge a reasonable cost never to exceed the price of copying and mailing (if not offered in electronic type).
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